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What does CRA stand for and what is its purpose?
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Community Reinvolvement Act: to encourage the Bank to get more involved with the local communities we serve with emphasis on low-to moderate income areas.
Community Rehabilitation Act: to assist in rehabilitating and supporting the credit needs of Low to moderate income areas within our communities.
Compassionate Reinvestment Act: to ensure the Bank is being caring and compassionate in the ways we serve our local communities with a focus on low- to moderate income areas.
Community Reinvestment Act: to encourage the Bank to assess and meet the credit needs of the local communities we serve including low-moderate income areas.
Where is the Banks CRA Public file and most recent Performance Evaluation located?
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They are printed at each Branch and Loan Production Office.
A printed copy is kept at the main Salem Branch.
On the Vault where it can be printed.
On the WVBK website under the Community Page.
Marie, a non-customer, walks into the Bank and asks the teller for a copy of the Banks CRA public file. Do we have to give her a copy since she isn't a customer?
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Yes
No
It depends
What rating did the Bank receive in our last CRA exam in 2023?
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Satisfactory
Outstanding
Needs to Improve
Substantial Noncompliance
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